{"id":66,"date":"2023-12-19T21:55:17","date_gmt":"2023-12-19T21:55:17","guid":{"rendered":"https:\/\/docs.valuations.lt\/?p=66"},"modified":"2023-12-19T21:55:17","modified_gmt":"2023-12-19T21:55:17","slug":"kaip-pagristi-didesne-verte","status":"publish","type":"post","link":"https:\/\/docs.valuations.lt\/?p=66","title":{"rendered":"Kaip pagr\u012fsti didesn\u0119 vert\u0119?"},"content":{"rendered":"\n<p>Vertintojas turi dvi interes\u0173 puses. Viena vertus,  gavus vertinimo u\u017eklaus\u0105, klientas ar j\u012f atstovaujantis brokeris tikisi, kad bus nustatyta <strong>kuo didesn\u0117 turto vert\u0117 <\/strong>(t.y. kredito dengiama dalis yra maksimali), tuo tarpu finans\u0173 institucijos tikisi kad turto <strong>vert\u0117s nustatymas bus konservatyvus<\/strong> ir gal\u0117s u\u017etikrinti tvar\u0173 u\u017estat\u0105 banko balanse. Kaip suderinti \u0161iuos interesus ir kokios rekomendacijos?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Sandori\u0173 rikiavimo b\u016bdai<\/strong><\/h3>\n\n\n\n<p>Produkte esame numate tris sandori\u0173 rikiavimo strategijos:<\/p>\n\n\n\n<p><strong>Pana\u0161iausi sandoriai<\/strong><\/p>\n\n\n\n<p>\u0160is b\u016bdas yra <strong>konservatyviausia<\/strong> ir <strong>rekomenduotina<\/strong> strategija. Pagal j\u0105, atrenkami sandoriai kurie turi ma\u017eiausiai kokybini\u0173 skirtum\u0173 su vertinamu objektu, da\u017enais<br>atvejais neb\u016btina taikyti nei vieno kriterijaus pataisos.  <br><br>\u0160is b\u016bdas taip pat puikiai tinka<strong> preliminariai turto vertei nustatyti <\/strong>(konsultaciniam vertinimui), nes po patikslinimo turto vert\u0117 gali padid\u0117ti. \u0160is b\u016bdas taip pat rekomenduotinas rizikos skyri\u0173 kredito \u012fstaigoms, nes gali b\u016bti priemon\u0117 patikrinti konservatyvi\u0105 turto vertinimo versij\u0105.<\/p>\n\n\n\n<p><strong>Gaunantys did\u017eiausi\u0105 vert\u0119<\/strong><\/p>\n\n\n\n<p>\u0160is b\u016bdas gali b\u016bti panaudotas atvejais, kai reikia pagr\u012fsti didesn\u0119 turto vert\u0119 arba nestandartiniam turtui. Toki\u0173 sandori\u0173 atrankoje reik\u0117s pasigilinti \u012f palyginam\u0173j\u0173 objekt\u0173 niuansus, grei\u010diausiai reik\u0117s pritaikyti papildomas pataisas, \u012fvertinti turto \u012frengimo lyg\u012f ir naudoti identifikavimo su skelbimais funkcij\u0105.<\/p>\n\n\n\n<p>\u0160is metodas rekomenduotinas presti\u017einiam turtui, koted\u017eams, taip pat kitam turtui, kur didel\u0119 \u012ftak\u0105 daro \u012frengimas, balkonai, terasos ar kitos nestandartin\u0117s situacijos.<\/p>\n\n\n\n<p><strong>Naujausi<\/strong><\/p>\n\n\n\n<p>Pagal \u0161\u012f rikiavimo b\u016bd\u0105 prioritetas bus neseniai \u012fvyk\u0119 sandoriai. \u0160\u012f b\u016bd\u0105 rekomenduotume kai rinka ie\u0161ko krypties, tai yra esami ar numatomi kain\u0173 poky\u010diai d\u0117l susidariusios makroekonimin\u0117s situacijos. \u012etraukus naujausius sandorius, galima atspind\u0117ti naujausi\u0105 rinkos situacij\u0105.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"501\" src=\"https:\/\/docs.valuations.lt\/wp-content\/uploads\/2023\/12\/rik-1024x501.png\" alt=\"\" class=\"wp-image-67\" srcset=\"https:\/\/docs.valuations.lt\/wp-content\/uploads\/2023\/12\/rik-1024x501.png 1024w, https:\/\/docs.valuations.lt\/wp-content\/uploads\/2023\/12\/rik-300x147.png 300w, https:\/\/docs.valuations.lt\/wp-content\/uploads\/2023\/12\/rik-768x376.png 768w, https:\/\/docs.valuations.lt\/wp-content\/uploads\/2023\/12\/rik-1536x752.png 1536w, https:\/\/docs.valuations.lt\/wp-content\/uploads\/2023\/12\/rik.png 1587w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Vertintojas turi dvi interes\u0173 puses. Viena vertus,  gavus vertinimo u\u017eklaus\u0105, klientas ar j\u012f atstovaujantis brokeris tikisi, kad bus nustatyta kuo didesn\u0117 turto vert\u0117 (t.y. kredito dengiama dalis yra maksimali), tuo tarpu finans\u0173 institucijos tikisi kad turto vert\u0117s nustatymas bus konservatyvus ir gal\u0117s u\u017etikrinti tvar\u0173 u\u017estat\u0105 banko balanse. Kaip suderinti \u0161iuos interesus ir kokios rekomendacijos?<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-66","post","type-post","status-publish","format-standard","hentry","category-advice"],"_links":{"self":[{"href":"https:\/\/docs.valuations.lt\/index.php?rest_route=\/wp\/v2\/posts\/66","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/docs.valuations.lt\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/docs.valuations.lt\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/docs.valuations.lt\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/docs.valuations.lt\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=66"}],"version-history":[{"count":1,"href":"https:\/\/docs.valuations.lt\/index.php?rest_route=\/wp\/v2\/posts\/66\/revisions"}],"predecessor-version":[{"id":68,"href":"https:\/\/docs.valuations.lt\/index.php?rest_route=\/wp\/v2\/posts\/66\/revisions\/68"}],"wp:attachment":[{"href":"https:\/\/docs.valuations.lt\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=66"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/docs.valuations.lt\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=66"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/docs.valuations.lt\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=66"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}